Top 10 Postal Codes with the greatest environmental risk to homes

Environmental hazards pose a risk to all homeowners in the United States. Some areas are well known for the risks they carry, but there are postal codes that still go unnoticed for environmental hazards, despite being hot spots.

According to recent research by ATTOM data solutions, 17.3 million single-family homes and condominiums with a combined estimated market value of $ 4.9 trillion are found in postal codes that pose a high or very high risk for at least one of four environmental hazards:

  • Superfunds (sites contaminated with pollutants and other harmful substances)
  • Contaminated areas (properties that may contain hazardous substances, pollutants or contaminants)
  • Polluters
  • Poor air quality

The 17.3 million single-family homes and condos in high-risk postal codes represented 25% of the 68.1 million single-family homes and condos in the 8,642 postal codes analyzed. A risk index for each of the four environmental hazards was calculated for each of the 8,642 postal codes, and the indexes were each divided into five risk categories:

  • Very slow
  • Moo
  • Moderate
  • High
  • Very high.

For the report, ATTOM Data Solutions analyzed 8,642 U.S. zip codes with enough housing trend data for the four environmental hazards.

A housing risk index was calculated for each of the four types of risk in each of the 8,642 zones. The maximum index value for each index was 250 and the minimum value was 0.

A combined environmental risk index composed of these four factors and with a possible maximum score of 1000 was assigned to each postal code. The highest actual score for an area was 455. Each individual natural hazard index represented 25 percent of the combined index.

Keep reading to find out which zip codes rank highest in the overall housing risks that are hazardous to the environment.

Related: 4 Peril Trends for Home Insurers to Know

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10. 33619 – Tampa, Florida

Global risk index: 285

2016 median selling prices: $ 88,000

Percent seriously underwater: 27.5 percent

Foreclosure rate: 1.4 percent

Related: 5 Factors To Minimize Home Risks

Map of Hamburg PA

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9. 19526 – Hamburg, Pennsylvania

Global risk index: 287

2016 median selling prices: $ 148,250

Percent seriously underwater: 9.6 percent

Foreclosure rate: 0.7 percent

Related: 10 Cities Adding The Most Millennials To The Workforce

Map of Mira Loma CA

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8. 91752 – Mira Loma, California

Global risk index: 291

2016 median selling prices: $ 425,000

Percentseriously aging underwater: 3.4 percent

Foreclosure rate: 0.3 percent

Related: California Supreme Court Unanimously Backs State Insurance Commissioner in feud with industry

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7. 63133 – St. Louis, Missouri

Global risk index: 291

2016 median selling prices: $ 17,000

Percentseriously aging underwater: 45.4 percent

Foreclosure rate: 0.2 percent

Related: Fuel Spills And The Blitz That Followed

Niagara Falls NY

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6.14303 – Niagara Falls, New York

Global risk index: 294

2016 median selling prices: $ 27,750

Percentseriously aging underwater: 10.8 percent

Foreclosure rate: 0.2 percent

Related: 6 Winter Weather Hazards And The States With The Most Claims

Road sign Fresno CA

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5. 93725 – Fresno, California

Global risk index: 339

2016 median selling prices: $ 158,000

Percentseriously aging underwater: 16.2 percent

Foreclosure rate: 0.4 percent

Related: Record Precipitation, Flooding Hits California [photos]

Map of Santa Fe Springs CA

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4. 90670 – Santa Fe Springs, California

Global risk index: 356

2016 median selling prices: $ 435,000

Percentseriously aging underwater: 3.4 percent

Foreclosure rate: 0.5 percent

Related: Take the lead: Drinking Water Contamination Claims and Liability

Flag of the State of Maryland

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3.21226 – Curtis Bay, Maryland

Global risk index: 380

2016 median selling prices: $ 153,822

Percentseriously aging underwater: 14.4 percent

Foreclosure rate: 0.7 percent

Related: Housing and lead contamination

San Bernardino CA road sign at sunset

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2. 92408 – San Bernardino, California

Global risk index: 400

2016 median selling prices: $ 197,500

Percentseriously aging underwater: 13.3 percent

Foreclosure rate: 0.6 percent

Related: 5 Keys to Navigating Environmental Claims

A colorful field of flowers in front of the State Capitol.

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1. 80216 – Denver, Colorado

Global risk index: 455

2016 median selling prices: $ 227,609

Percentseriously aging underwater: 4.9 percent

Foreclosure rate: 0.2 percent

Related: A Look at Environmental Risks for Homeowners

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